Personal Profile

Personal Profile

Every credit report has a personal profile section. This area covers your current and past addresses and employers, your date of birth, and AKA information. When reviewing reports for errors you will first want to start by looking at the spelling of your name and your other aliases. You can then dispute any aliases that shouldn’t be on your credit reports.

In many cases, these aliases are the result of people pulling your credit report and misspelling their name. You might have applied for a car loan, and when they initially pulled your credit, they might have been a letter off when they entered your name. The credit bureaus link the pull to you, based on the social security number, and an AKA or alias possibly appears on your credit report.

You don’t want that on your report for the rest of your life. So you’ll probably have to dispute any of those aliases that shouldn’t be on your reports.

You should also look at your address information. If there are previous addresses that shouldn’t be on your report, addresses you are not familiar with, misspelled addresses, or even relative’s addresses, you will probably want to dispute those items to have them removed.

And ensure you also follow this same verification process with your employment information. Ensure you also check that your name is spelled correctly, your date of birth is correct, and that your social security number is listed accurately.

Ensure you take your time and really review this section of your report. This will help reduce identity theft and ensure your credit doesn’t get mixed up with others, which commonly happens.

We look forward to helping you achieve your goals, and provide better opportunities for you and your family. Give us a call. We are standing by, ready to help!

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