Many of us make New Year Resolutions, but few of us actually stick with them. Some of us decide to better manage our finances, but few actually follow through with smart money decisions.
Come 2016, we can all become masters of our financial fortunes with a few smart moves. In the New Year, let’s commit to wiping out debt. In the New Year, say “No” to poor money decisions, and “Yes” to more opportunities and more wealth.
Poor Financial Decisions = Poor Quality Of Life
We have all been there before: staring at a brand new pair of sneakers or the latest iPhone and just wanting to own it. And then the credit card comes out of our wallet. What happens next is a familiar story – Rising debt and poor credit scores.
A poor credit score then becomes an obstacle, preventing you from accessing your financial rights, such as essential loans and mortgages. Not to mention the impact it can have on other parts of your life.
The Easy 5
With just 5 smart money moves, you can kiss all your debt goodbye. Here they are:
- Pay Your Credit Card Bill Every Month
One credit card tip, is to pay your balance in full. When you pay only the minimum amount required (or even skip a payment) it all adds up as credit card debt. Remaining debt free is our goal in 2016, so let pay at least the balance, but ideally in full.
- Have A Specific Plan
We all want to save money, but setting vague goals may not help the cause. Get specific, get very specific, if possible. Don’t say I will save money this month. Instead, say I will save $50 or $100 a month. Having a specific amount and date tied to our goal,helps us to achieve it.
- Resist Deals
You may be tempted to purchase an item that is on discount or go for an attractive offer. Do so only if the item is in your budget, rather than purchasing it just for the sake of a good deal.
- Credit Repair And Monitoring
Your credit score plays a big part in the financial decisions you make. Signing up for a reliable credit repair and monitoring solution (like CreditRepairProgram.com) helps to ensure your financial report stays positive, and you’re the first to know if something else starts to bring down your score
- Earn More Money
If you earn more, then you can probably save more. You may love your job, but it’s time to move on to greener pastures (if they’re indeed available). So ship out your résumé in 2016 and get a better paying job, or perhaps a second part-time job that highlights your skillsets and strengths. Use the extra capital to pay off debt, and SAVE, SAVE, SAVE!
Ready to jumpstart your debt-free New Year?
Call CreditRepairProgram.com today 877-335-9043 or visit www.Credit RepairProgram.com.