Category Archives: Others

The Bureaus Role in ID Theft

+When you apply for credit, a company that is authorized to obtain a copy of your report will electronically submit a request for the report. The request must contain specific data about you in order for the credit bureau to extract the correct report. It is surprising to learn that one of the...
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The Bureaus Get Rich on Bad Credit

The job of selling data comes at a price.  Depending upon what type of data you need, as a data purchaser, whether you're buying data to evaluate whether or not someone's a good credit risk or you're buying data to send a marketing message to, for a new credit card offer, data is...
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The Biggest Factor in Consumer Credit Scoring

That largest percentage of the credit score makeup of a consumer is from their payment history.  Payment history counts for 35% of your total credit score. This means how you pay your  bills counts for more than one-third of your total score. By law creditors have to wait 30 days to...
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Breaking Up is Hard, Especially on Your Credit

Marriage is more than just the time you put into it. It is your Past, Future, and Present. Before you walk down the aisle, make sure that you won’t be left in the dark if something happens. I wish that I would have known then what I know now. When I met...
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