Monthly Archives: March 2016

The Bureaus Get Rich on Bad Credit

The job of selling data comes at a price.  Depending upon what type of data you need, as a data purchaser, whether you're buying data to evaluate whether or not someone's a good credit risk or you're buying data to send a marketing message to, for a new credit card offer, data is...
Read more

The Biggest Factor in Consumer Credit Scoring

That largest percentage of the credit score makeup of a consumer is from their payment history.  Payment history counts for 35% of your total credit score. This means how you pay your  bills counts for more than one-third of your total score. By law creditors have to wait 30 days to...
Read more

Breaking Up is Hard, Especially on Your Credit

Marriage is more than just the time you put into it. It is your Past, Future, and Present. Before you walk down the aisle, make sure that you won’t be left in the dark if something happens. I wish that I would have known then what I know now. When I met...
Read more

The BIGGEST Credit Myths

The media, newspapers, internet are full of information, but sadly, much of the information concerning credit is inaccurate. Let’s check out some common credit myths: Credit Myth: “The credit bureaus are government agencies.”  Sadly and completely false.  Credit bureaus are for profit companies.  They collect data to sell to lenders and...
Read more