Monthly Archives: February 2016

Re-negotiate Your Current Interest

Many credit card issuers charge interest rates as high as 30% interest (APR) or higher. And most people do not realize that you can negotiate with your credit card company for a lower rate, especially if you've had any of your credit cards for a long time. To do this all you...
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Don’t be Fooled by Free Credit Report Scams!

If you’re looking to repair your credit, your first step is gaining access to your credit report. How can you make things right, without knowing where things went wrong? Well… you can’t. Since a majority of our Nation is suffering from the effects of bad credit, it’s only natural that business owners...
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Polite Dispute Requests

A polite and courteous request is just that-- communicating in a polite and courteous “matter of fact” manner. An example of an intervention under this category is the goodwill request. A goodwill request is a letter sent to the creditor (e.g. Chase) asking them to pretty please remove the negative item from...
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Personal Profile

Every credit report has a personal profile section. This area covers your current and past addresses and employers, your date of birth, and AKA information. When reviewing reports for errors you will first want to start by looking at the spelling of your name and your other aliases. You can then dispute any aliases...
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